Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster Test. Access multiple choice questions, flashcards, and detailed explanations to enhance your knowledge and confidence. Start mastering the material today!

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All of the following are eligible for a Homeowner Policy, EXCEPT:

Renters who maintain residence in any type of building
Dwellings owned by a corporation
Owner-occupants of 1-4 family dwellings
Condominium unit owners

The correct answer is: Dwellings owned by a corporation

A homeowner policy typically covers owner-occupants of 1-4 family dwellings, as well as renters and condominium unit owners. However, dwellings owned by a corporation are not eligible for a homeowner policy as they are classified as commercial properties rather than personal residences. Renters who maintain residence in any type of building and condominium unit owners, on the other hand, are eligible for a homeowner policy because they are considered to be living in a personal residence.