Florida Insurance Claims Adjuster License Practice Exam

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All of the following are among the broad classes of Ocean Marine Insurance, EXCEPT:

  1. A. Cargo

  2. B. Barratry

  3. C. Freight

  4. D. Hull

The correct answer is: B. Barratry

Ocean Marine Insurance includes policies that cover cargo, freight, and hull. Barratry, however, is not a class of Ocean Marine Insurance. Barratry refers to a type of fraudulent behavior that may be committed by the captain or crew of a ship, and is not an insurable risk under Ocean Marine Insurance. Therefore, it is the correct answer as it is not one of the classes of Ocean Marine Insurance.

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