Florida Insurance Claims Adjuster License Practice Exam

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An insurance contract must be what to be considered valid?

Notarized
Written
Oral
Published

The correct answer is: Written

There are two main types of contracts, written and oral. An insurance contract must be written to be considered valid because it requires a legally binding agreement that clearly outlines the terms and conditions of the insurance policy. Notarizing a contract simply adds a witness to the signing of the contract and does not affect its validity. Oral contracts can also technically be considered valid, but disputes and misunderstandings are more likely to arise without a written agreement. Publishing a contract does not make it legally binding, as it is not a signed agreement between two parties. Therefore, the correct answer is B written.