Florida Insurance Claims Adjuster License Practice Exam

Bob has a basic health insurance policy. He has a covered accident in which he suffers an injury to his mouth that requires dental treatment. Which of the following is true?

1. A. Dental expenses will be paid after the first $500

2. B. Dental expenses will not be paid

3. C. Dental expenses will be paid after the first $100

4. D. Dental expenses will be paid

The correct answer is: D. Dental expenses will be paid

Bob's basic health insurance policy will cover dental treatment for his mouth injury. This means that the insurance company will pay for the expenses related to the treatment. Option A is incorrect because it states that the expenses will only be covered after the first $500, which implies that Bob will have to pay the first $500 himself. Option B is also incorrect because it states that no dental expenses will be covered at all. Option C is incorrect because it states that the expenses will only be covered after the first $100, which is also not true. Therefore, the most accurate answer is D, which states that the dental expenses will be paid by the insurance company.