Florida Insurance Claims Adjuster License Practice Exam

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Homeowner policies are rated on all of the following, EXCEPT:

  1. Location of the dwelling

  2. Age of the homeowner

  3. Fire protection available

  4. Construction of the dwelling

The correct answer is: Age of the homeowner

Homeowner policies are typically rated based on factors such as the location of the dwelling, fire protection available, and the construction of the dwelling. These are important factors to consider as they can impact the likelihood of a claim being made. However, the age of the homeowner is not typically factored into the rating process as it is not directly related to the risks associated with insuring the property. Therefore, this is the correct answer and the other options can be eliminated.

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