Florida Insurance Claims Adjuster License Practice Exam

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How does Computer Fraud coverage protect a company?

  1. By covering physical damages to computers

  2. By covering losses from fraudulent emails

  3. By covering loss or damage to money and securities due to computer fraud

  4. By protecting against loss of data

The correct answer is: By covering loss or damage to money and securities due to computer fraud

Computer Fraud coverage protects a company by covering any loss or damage to money and securities that is a result of computer fraud. This includes any fraudulent actions such as unauthorized transfers or fraudulent instructions that may cause financial loss to the company. Option A is incorrect because physical damages to computers are typically covered under property insurance, not with Computer Fraud coverage. Option B is incorrect because while Computer Fraud coverage may cover email scams, it also covers a wider range of fraudulent activities beyond just email. Option D is also incorrect because while data loss is a serious issue, it is not necessarily related to computer fraud.

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