Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster Test. Access multiple choice questions, flashcards, and detailed explanations to enhance your knowledge and confidence. Start mastering the material today!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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How much will PIP pay in Dan's claim after a car strikes him, leading to $7,500 in medical bills and $1,000 in lost wages?

$10,800.00
$8,500.00
$1,000.00
Nothing

The correct answer is: $10,800.00

PIP stands for Personal Injury Protection and is a type of coverage that can be bought as part of an auto insurance policy to cover medical expenses and lost wages if you are injured in an accident. Therefore, since Dan's medical bills and lost wages add up to $8,500, the PIP coverage will pay the total amount of $8,500. Option C is incorrect because it is only the amount for lost wages, not the total amount including medical bills. Option D is incorrect because PIP coverage is specifically for these types of expenses, so it would not cover nothing in this scenario. Option B is also incorrect because it does not account for both medical bills and lost wages, only one of the two expenses.