Florida Insurance Claims Adjuster License Practice Exam

If flooding is confined to one area, the flood water must cover:

1. The building

2. Over three acres of land

3. Over two acres of land

4. Over an acre of land

The correct answer is: Over two acres of land

Flooding is a natural disaster that can occur when there is an overflow of water from a river, lake, or ocean. When the question states that the flooding is confined to one area, it means that the excess water is contained within a limited space and is not spreading to other areas. In this scenario, it is important to consider the size of the area that is affected by the flood. Option A suggests that the flood water must cover the building, but this is not necessarily true for all cases of flooding. The flood water may only reach up to a certain level on the building's exterior, but it does not necessarily cover the entire building. Option B states that the flood water must cover over three acres of land. This is an excessive amount and does not necessarily represent a confined area. It is possible for the flood water to cover more than one acre but less than three.