Florida Insurance Claims Adjuster License Practice Exam

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Joe wrote a policy through the Florida Automobile Joint Underwriting Association, and the company issued the policy. What is the company issuing the policy called?

  1. A. A non-standard carrier

  2. B. A non-servicing carrier

  3. C. A servicing carrier

  4. D. A standard carrier

The correct answer is: C. A servicing carrier

A non-standard carrier would not be correct because the Florida Automobile Joint Underwriting Association primarily deals with high-risk drivers, which are not typically covered by non-standard insurance companies. A non-servicing carrier would also be incorrect because the company is actively involved in issuing and managing the policy. A standard carrier may provide insurance through the Florida Automobile Joint Underwriting Association, but it is not the same as the company issuing the policy. Therefore, the correct option is a servicing carrier.

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