Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster Test. Access multiple choice questions, flashcards, and detailed explanations to enhance your knowledge and confidence. Start mastering the material today!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Liability Insurance provides payment on behalf of the insured based on what?

The recipient's request
The insured's liability
The insurer's discretion
A flat rate specified in the policy

The correct answer is: The insured's liability

Liability insurance provides payment on behalf of the insured when the insured is found legally responsible for damages or injuries caused to others. The other options are incorrect because A) the recipient's request does not determine the payment, B) the insured's liability does not involve a request from the recipient, C) the insurer's discretion does not determine the payment, and D) a flat rate specified in the policy would not take into account the specific liability of the insured.