Florida Insurance Claims Adjuster License Practice Exam

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Minor exceptions exist for what type of exclusions?

  1. Liquor liability

  2. Pollution coverage

  3. Employee injuries

  4. Intentional injuries

The correct answer is: Pollution coverage

Options A, C, and D are incorrect because they do not fall under the umbrella of exclusions. Liquor liability falls under general liability, employee injuries fall under workers' compensation, and intentional injuries are considered to be intentional acts and are typically not covered by insurance. Option B, pollution coverage, is a type of exclusion that refers to the damages or risks associated with pollution or environmental hazards. While most commercial general liability policies have exclusions for pollution coverage, they may include minor exceptions for certain situations.

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