Florida Insurance Claims Adjuster License Practice Exam

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Safe Depository coverage includes which perils?

  1. Natural disasters only

  2. Burglary and theft

  3. Burglary, robbery, destruction or damage

  4. Fire and flood only

The correct answer is: Burglary, robbery, destruction or damage

Safe Depository coverage includes burglary, robbery, destruction or damage. This is because Safe Depository coverage is meant to protect valuable items stored in a bank or vault. Option A is incorrect because natural disasters, such as floods and earthquakes, are not typically covered by Safe Depository coverage since they are not caused by human actions. Option B is incorrect because it only covers burglary and theft, but not other possible perils such as destruction or damage. Option D is also incorrect because it only covers fire and flood, but not other possible perils such as burglary and robbery. Therefore, option C is the most inclusive and accurate choice.

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