Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster Test. Access multiple choice questions, flashcards, and detailed explanations to enhance your knowledge and confidence. Start mastering the material today!

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The Claims-Made form applies to BI or PD that occurs when?

Before the policy period
During the policy period and before the retroactive date
On or after the retroactive date and during the policy period
Any time, as long as the claim is made during the policy period

The correct answer is: On or after the retroactive date and during the policy period

The Claims-Made form applies to BI or PD that occurs on or after the retroactive date and during the policy period. This means that the coverage will only apply to claims that are made during the policy period for incidents that happened after the retroactive date. Options A and B are incorrect because they only cover incidents that occur before the policy period or before the retroactive date. Option D is incorrect because it implies that the claim can be made at any time, regardless of when the incident occurred, which is not the case for Claims-Made forms. Option C is the correct answer because it covers incidents that occur during the policy period and after the retroactive date, which are the criteria for a claim to be covered under a Claims-Made form.