Florida Insurance Claims Adjuster License Practice Exam

Under Medicare Supplement insurance, the maximum waiting period before coverage applies to pre-existing conditions is:

1. 3 months

2. 6 months

3. 12 months

4. 9 months

The correct answer is: 6 months

This is because under Medicare Supplement insurance, the maximum waiting period before coverage applies to pre-existing conditions is typically six months. This means that for the first six months of the policy, any medical expenses related to a pre-existing condition will not be covered by the policy. Options A, C, and D are incorrect because they do not align with the standard waiting period for pre-existing conditions under Medicare Supplement insurance. Option A is too short, while options C and D are too long. It is important to carefully review the waiting period for pre-existing conditions when selecting a Medicare Supplement insurance plan to ensure you have the appropriate coverage.