Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster Test. Access multiple choice questions, flashcards, and detailed explanations to enhance your knowledge and confidence. Start mastering the material today!

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What defines the principle of proximate cause in insurance?

Closest insurance office location
Immediate source of loss
Unbroken chain between occurrence and damage
Premium payment schedules

The correct answer is: Unbroken chain between occurrence and damage

The principle of proximate cause in insurance refers to the unbroken chain that connects the occurrence of a certain event to the resulting damage or loss. This means that there must be a direct and uninterrupted link between the event and the resulting loss for an insurance policy to cover it. Options A and D are incorrect as they do not address the concept of proximate cause. Option B is incorrect because while the immediate source of loss may be related to the proximate cause, it does not fully encompass the concept.