Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster Test. Access multiple choice questions, flashcards, and detailed explanations to enhance your knowledge and confidence. Start mastering the material today!

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What describes a Public Adjuster's role?

  1. Claims adjuster for the insurer

  2. Advocate for the policyholder

  3. Salaried employee of the insurer

  4. Independent with no affiliation

The correct answer is: Advocate for the policyholder

A public adjuster is hired by the policyholder to help them with their insurance claim. They work on behalf of the policyholder to negotiate with the insurance company and ensure that they receive the proper settlement. Option A is incorrect because a public adjuster is not employed by the insurance company like a regular claims adjuster would be. Option C is also incorrect because a public adjuster is not a direct employee of the insurer and is instead an independent contractor. Option D is incorrect because public adjusters are typically affiliated with a company or firm in order to offer their services. The most accurate description of a public adjuster's role is as an advocate for the policyholder.