Florida Insurance Claims Adjuster License Practice Exam

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What does an Umbrella Policy cover?

  1. Only auto claims

  2. Only home claims

  3. Assets from an unforeseen event involving high liability

  4. Specific named threats

The correct answer is: Assets from an unforeseen event involving high liability

An Umbrella Policy covers your assets in case of an unforeseen event that results in high liability. Options A and B are incorrect because they only cover specific claims related to auto or home. Option D is also incorrect because it only covers specific named threats, whereas an Umbrella Policy provides more comprehensive coverage.

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