Florida Insurance Claims Adjuster License Practice Exam

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What does Bodily Injury (BI) include?

  1. Only physical harm

  2. Sickness or disease

  3. Death resulting from physical harm or sickness

  4. All of the above

The correct answer is: All of the above

Bodily Injury (BI) includes all physical harm, sickness, disease, and death resulting from such harm or sickness. Option A is incorrect because BI is not limited to only physical harm, it also includes sickness and disease. Option B is partially correct, as it includes sickness and disease, but it does not mention physical harm. Option C is also partially correct, as it includes death resulting from physical harm or sickness, but it does not include other types of bodily injury such as disease. Therefore, option D, which includes all of the above, is the correct answer.

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