Florida Insurance Claims Adjuster License Practice Exam

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What does Professional Liability Insurance Coverage provide?

  1. Coverage for product liability issues

  2. Coverage for bodily injury or property damage due to farming operations

  3. Coverage for liability arising from professional services

  4. Coverage for damage due to unauthorized insurance entities

The correct answer is: Coverage for liability arising from professional services

Professional Liability Insurance Coverage provides coverage for liability arising from professional services. This type of insurance is specific to professionals or businesses that provide expert advice or services to clients. Options A, B, and D are incorrect because they do not pertain to professional services. Option A refers to product liability issues, which involves damage or injury caused by a product. Option B refers to liability related to farming operations, while option D pertains to unauthorized insurance entities. These options are not relevant to the specific coverage of Professional Liability Insurance. Option C is the only one that accurately describes what this type of insurance provides.

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