Florida Insurance Claims Adjuster License Practice Exam

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What is a claim in the context of insurance?

A request for service under a warranty
A declaration of bankruptcy
The assertion of a legal right against an insurer
A notification of a shipping mishap

The correct answer is: The assertion of a legal right against an insurer

A claim in the context of insurance refers to the assertion of a legal right against an insurer. This is typically in reference to an agreement between an individual or entity and an insurance company, where the insurer promises to provide financial protection in case of certain events or circumstances. Option A, a request for service under a warranty, is not related to insurance, as this falls under a separate type of coverage typically provided by the manufacturer of a product. Option B, a declaration of bankruptcy, is also not related to insurance as this is a legal process for handling debt and financial obligations. Option D, a notification of a shipping mishap, is also not related to insurance, as this would typically be covered by a shipping company or transportation insurance. The correct answer, option C, is the only one that accurately describes the concept of a claim in the context of insurance.