Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster Test. Access multiple choice questions, flashcards, and detailed explanations to enhance your knowledge and confidence. Start mastering the material today!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What is misrepresentation?

Physical damage to property
An abandonment clause
A policy condition
An untrue statement by the insured

The correct answer is: An untrue statement by the insured

Misrepresentation is an untrue statement made by an insured in order to obtain insurance coverage or to receive a lower premium. Option A is incorrect because physical damage to property is not related to misrepresentation. Option B is incorrect because an abandonment clause is a provision in an insurance policy that allows the policyholder to abandon damaged property and still be refunded for its value. Option C is incorrect because a policy condition is a provision in an insurance contract that outlines the responsibilities and obligations of both the insurer and the insured.