Florida Insurance Claims Adjuster License Practice Exam

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What percentage of medical expenses are covered under Basic PIP Benefits?

  1. 80%

  2. 60%

  3. 100%

  4. 50%

The correct answer is: 80%

Basic PIP Benefits generally cover 80% of necessary and reasonable medical expenses. This means that the remaining 20% would have to be paid out of pocket by the individual receiving treatment. Option C is incorrect because it implies that all medical expenses will be covered, which is not the case. Options B and D are also incorrect as they cover less than 80% of medical expenses.

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