Florida Insurance Claims Adjuster License Practice Exam

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What principle does Estoppel represent?

  1. A method of determining insurance premiums

  2. A legal principle preventing someone from asserting a fact that contradicts what they previously implied

  3. Guidelines for employee theft coverage

  4. Rules for contracting bids

The correct answer is: A legal principle preventing someone from asserting a fact that contradicts what they previously implied

Estoppel represents a legal principle that prevents someone from asserting a fact that contradicts what they previously implied. This means that if someone makes a statement or representation, they cannot later deny or change it to their advantage. Option A is incorrect because Estoppel does not pertain to determining insurance premiums. Option C is incorrect because it does not relate to employee theft coverage. Option D is incorrect because it does not pertain to contracting bids, which is more focused on the process of bidding for a contract.

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