Florida Insurance Claims Adjuster License Practice Exam

What type of claims does an All Lines Claims Adjuster 6-20 handle?

1. Only property claims

2. Only liability claims

3. Investigates, evaluates, and negotiates claims

4. Only theft and burglary claims

The correct answer is: Investigates, evaluates, and negotiates claims

An All Lines Claims Adjuster is responsible for handling all types of claims, not just property, liability, or theft and burglary claims. These adjusters handle a variety of claims including property, casualty, and liability claims, in addition to other types of claims such as automobile, homeowner, and workers’ compensation claims. Therefore, options A, B, and D are incorrect as they do not encompass the full scope of the All Lines Claims Adjuster's responsibilities. Option C, which states that the All Lines Claims Adjuster investigates, evaluates, and negotiates claims, is the correct and most comprehensive answer. This type of adjuster takes on a wide range of claims and is able to handle them effectively by conducting thorough investigations, evaluating the damage or loss, and negotiating with involved parties to reach a fair settlement.