Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster Test. Access multiple choice questions, flashcards, and detailed explanations to enhance your knowledge and confidence. Start mastering the material today!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What type of loss does Forgery Or Alteration coverage address?

Physical damage to property
Loss by forgery or alteration of negotiable instruments
Cybersecurity breaches
Employee theft of physical assets

The correct answer is: Loss by forgery or alteration of negotiable instruments

Forgery or Alteration coverage addresses loss due to forgery or alteration of negotiable instruments such as checks, drafts, promissory notes, and similar written promises to pay. Option A is incorrect because it refers to physical damage to property which is covered by a different type of insurance. Option C is incorrect because it pertains to cybersecurity breaches which are covered by a different type of insurance as well. Option D is incorrect because it refers to employee theft of physical assets and not forgery or alteration which is the focus of this coverage.