Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster Test. Access multiple choice questions, flashcards, and detailed explanations to enhance your knowledge and confidence. Start mastering the material today!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Which of the following is an example of a peril?

Negligence
Fraud
Lightning
Breach of contract

The correct answer is: Lightning

Context A peril is defined as something that causes harm or injury. Options A (Negligence), B (Fraud), and D (Breach of contract) do not fit this definition because they refer to actions or behaviors rather than events. In contrast, option C (Lightning) is an event that can cause harm or damage, making it a clear example of a peril.