Florida Insurance Claims Adjuster License Practice Exam

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Which of the following is not a requirement to qualify for the FWCJUA?

  1. A. Must have been unable to obtain coverage from at least three other carriers

  2. B. Must have been unable to obtain coverage from at least two other carriers

  3. C. Must not be indebted for any previous unpaid WC premiums

  4. D. Must be an employer

The correct answer is: A. Must have been unable to obtain coverage from at least three other carriers

To qualify for the FWCJUA (Florida Workers' Compensation Joint Underwriting Association), an employer must meet the following requirements 1. Must have been unable to obtain coverage from at least two other carriers. Option B is incorrect because an employer must be unable to obtain coverage from two, not three, other carriers. 2. Must not be indebted for any previous unpaid workers' compensation premiums. Option C is incorrect because an employer must be free of any previous unpaid premiums. 3. Must be an employer. Option D is incorrect because this is a stated requirement to qualify for the FWCJUA. Therefore, out of all the choices given, option A, which states that an employer must be unable to obtain coverage from at least three other carriers, is the only incorrect one.

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