Florida Insurance Claims Adjuster License Practice Exam

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Which of the following would not result in license suspension?

  1. Selling a product for which one is not licensed

  2. Calling another agent or adjuster a crook

  3. Representing a policy truthfully

  4. Making false entries on an insurance application

The correct answer is: Representing a policy truthfully

Selling a product for which one is not licensed would result in license suspension because it is against the law to conduct insurance business without the proper license. Calling another agent or adjuster a crook could also result in license suspension as it is considered unprofessional conduct and can damage the reputation of the insurance industry. Making false entries on an insurance application is also a violation of regulations and can lead to license suspension. Although representing a policy truthfully is the ethical and legal thing to do, it would not result in license suspension.